![[thumbnail for post]](https://www.texasgulfbank.com./wp-content/uploads/2017/07/July_Financial-responsibilty-for-college-150x150.png)
In the face of skyrocketing tuition costs, families may be overwhelmed by the financial requirements they are facing. With the rising costs, it is important parents know that they should not feel obligated to entirely fund a child’s higher education. While it is certainly a worthy investment, it is important to assess your individual financial situation and goals […]
![[thumbnail for post]](https://www.texasgulfbank.com./wp-content/uploads/2015/08/news-150x150.jpg)
3 Ways Your Small Business Can Save On Credit Card Processing Consumers are increasingly choosing plastic over cash. Declining to accept credit cards as a result of fees may actually cost you more money in the long run than the fees you are trying to avoid. Here are a few tips to help lessen the […]
![[thumbnail for post]](https://www.texasgulfbank.com./wp-content/uploads/2017/07/Start-Married-Life-150x150.png)
You’ve said your “I Dos,” and while you may be recovering from wedding-related expenses, there are several steps you can take as a couple to ensure you start your new life together with a strong financial base. Communicate. The first step is to ensure you have actually discussed your finances and how you plan to […]
![[thumbnail for post]](https://www.texasgulfbank.com./wp-content/uploads/2017/07/Save-Credit-Processing-Fees-150x150.png)
Consumers are increasingly choosing plastic over cash. Declining to accept credit cards as a result of fees may actually cost you more money in the long run than the fees you are trying to avoid. Here are a few tips to help lessen the credit card fee pain your company may be experiencing. Set a […]
![[thumbnail for post]](https://www.texasgulfbank.com./wp-content/uploads/2018/03/May-Variable-Expenses_article-header_1-150x150.png)
Non-Deposit Investment Products are: not insured by the FDIC; not a deposit or other obligation of, or guaranteed by, the bank; subject to investment risks, including possible loss of the principal amount invested. When planning for your retirement, it is smart to estimate your future monthly expenses. However, nailing this down may be easier said […]
![[thumbnail for post]](https://www.texasgulfbank.com./wp-content/uploads/2020/05/Online-Accounting-150x150.jpg)
Recent reports show an increase in fraud using Automated Clearing House (ACH) payments, a standard transactional method used by most businesses. ACH payments are often under less scrutiny than wire transfers, giving scammers an opportunity for success in exploiting the looser oversight. However, the TGB team urges our clients to minimize exposure to risk by […]
![[thumbnail for post]](https://www.texasgulfbank.com./wp-content/uploads/2020/05/TGB-Estate-Planning-1-150x150.jpg)
Non-Deposit Investment Products are: not insured by the FDIC; not a deposit or other obligation of, or guaranteed by, the bank; subject to investment risks, including possible loss of the principal amount invested. Planning your own final arrangements can save your family a lot of stress during a time of unimaginable grief. You also give […]
![[thumbnail for post]](https://www.texasgulfbank.com./wp-content/uploads/2017/02/Screen-Shot-2017-02-13-at-2.43.31-PM-150x150.png)
Have you heard of anyone’s debit card information being stolen and utilized while they still have the card in their physical possession? If so, they more than likely have fallen victim to a card-skimming device. Thieves install these electronic devices over the normal card reading slot of ATM machines, gas pump card-swiping slots, retail […]
![[thumbnail for post]](https://www.texasgulfbank.com./wp-content/uploads/2019/11/Marketing-Strategy-Article-150x150.jpg)
Using the right data can drastically improve your business decision-making ability, allowing you to focus on improving the return on the changes you implement. Actually knowing exactly which parts of your business are growing, and which aren’t, is better than any educated guess you could make. Successful business owners continuously think about how to innovate […]
![[thumbnail for post]](https://www.texasgulfbank.com./wp-content/uploads/2017/10/business-plan-150x150.jpg)
Non-Deposit Investment Products are: not insured by the FDIC; not a deposit or other obligation of, or guaranteed by, the bank; subject to investment risks, including possible loss of the principal amount invested. How to Turn a Business Plan Into a Powerful Financing Tool A business plan plays a key role in allocating resources throughout […]